Klamath Insurance Center, Inc Blog
The 30s is a dangerous time for most of us; it is the middle of the road, and branching paths lead to different places. But there are life lessons to help you along the way. These are some of the essential life lessons for those turning 30, to help you with your battles in life.
Save Now For Later
Perhaps the most common advice for successful 30-year olds and beyond is to start saving for retirement today; the earlier, the better. During the 30s is when you must make a significant financial push.
Save early, and save as much as possible. There is no set standard or number on how much to save per month, but 10% of your every paycheck sounds like an excellent place to start.
Keep an emergency fund for unexpected contingencies, and stash away your savings on an IRA, 401K contribution plan, or a savings account. Pay all of your debt as soon as you can, and don’t spend like you have thousands of disposable income. It’s always possible to save. You have to do it.
Get and Stay Healthy
We all know what to do to keep ourselves healthy. Eat nutritious food, sleep better, and exercise have been drilled into our psyches since we were little. But it will be all for nothing if you start too late. As with retirement savings, start early and now.
The way you treat your body affects how fast it will break down. The 30s, or even earlier, is the time to slow that deterioration.
Ask all sorts of various life-threatening sickness survivors, and they will say virtually the same thing. If they can go back in time, they would start living a healthy lifestyle earlier, and they would not stop.
After your finances and physical health, mental well-being is next. Learn to say “no” to everything that does not add value to your life. Enforce stronger boundaries in your lives to filter the people who are worth your attention and affection. Don’t tolerate the people who don’t treat you well and who don’t see your worth. There is no reason to stay with people who don’t help us on life’s path.
Security is a common theme in all these tips, and another thing that will add a layer of protection to your every day is a life insurance policy. Invest in one now to increase your overall quality of life.
At Klamath Insurance Center, Inc., we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (541) 882-5555. Get your free quote today by CLICKING HERE.