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Klamath Insurance Center, Inc Blog

How Can Young Drivers Save Money With Auto Insurance?

1/21/2021

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It is an excellent achievement for teenagers to get their car. Driving your vehicle provides a sense of independence since you now have more control over your time. However, teen drivers must also realize that they are inevitably associated with having a personal vehicle.

One of the unavoidable consequences of being a driver is getting auto insurance. Nearly all states require drivers, regardless of age, to always have an active car insurance policy. If you got involved in a road accident and state authorities found out that you do not have auto insurance, you might face legal consequences for violating a state regulation.

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Home Insurance Tips for Homeowners in Coastal Areas

1/14/2021

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Homeowners residing in the Eastern Seaboard of the United States, especially those in the coastal areas, are highly vulnerable to hurricanes' destructive power. Annually, most of the states near the Gulf of Mexico get lashed by several storms. Hence, making homeowners at risk of having their homes damaged by hurricanes.

The 2020 hurricane season is a record-tying season because of the above-average number of storms developed from the Atlantic Ocean. Climate scientists predicted that this might become the new normal as the world gets warmer due to climate change. Hence, getting home insurance is a must-have for people residing in the coastal areas.
​
Here are some tips that residents of coastal areas should consider protecting their homes and their families:

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Business Insurance Tips for Cheaper Premiums

1/13/2021

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​With all the costs to deal with when it comes to maintaining a business, it’s advisable to set aside money whenever possible. Pragmatic entrepreneurs know the importance of finding the best deals at the best prices – value for your money. Similarly, one goes “shopping around” for groceries to find the cheapest, be mindful when hunting for business insurance covers.

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Life Insurance 101: Breakdown for Newbies

1/6/2021

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​One of the most important investments one needs to make in their life is taking out a life insurance plan. It ensures that if anything happens to you if you have dependents you’re leaving behind, they’ll be taken care of.

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Health Insurance Guide: What is Post Claims Underwriting?

12/20/2020

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​The process of post-claims underwriting occurs when the insurance company evaluates the client’s medical history when filing a policy and coverage. This prevents fraud while keeping the expenses at the minimum rate. However, as a policyholder, there are underlying issues that you need to be wary of.

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The Future of Life Insurance

12/19/2020

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​The worldwide disaster protection industry has seen massive changes over the previous decade. All the more, as of late, the COVID-19 pandemic has discouraged worldwide loan fees even lower than those found in the 2007–08 worldwide monetary emergency, prompting disproportional effect on extra security stock comparative with the remainder of the market.

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5 Things to Consider Before Switching Car Insurance Companies

12/12/2020

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​People consider switching auto insurance companies to save a significant amount of money. And while it offers better coverage and lesser fees, it is important to note the following factors to avoid falling into downsides.

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Business Insurance Companies Adapt to the New Normal

12/5/2020

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​Indications of sensational change are being seen worldwide; at times, long stretches of progress are happening surprisingly fast. While the COVID-19 pandemic keeps on disturbing working models over the insurance industry, new understandings are unfolding in each sense.

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Common Business Insurance Claims: How to Manage Them

11/22/2020

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​It's a given attitude for entrepreneurs to put in their hardest work to achieve their business success. However, you could encounter many challenges and problems, especially if you're a neophyte to the business world. Fortunately, you can start to grow your enterprise with the help of a business insurance policy.

In this article, learn the available kinds of business insurance coverage and explore ways to deal with the situation.

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Significant Aspects that Make Life Insurance Beneficial

11/18/2020

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​Ensuring that your family’s future is secured is one of the reasons why individuals get a life insurance policy. With the current pandemic state that the world is facing right now, everybody can be vulnerable, that’s why the demand for life insurance has been on an upturn this year. In this article, dive deeper to learn more about the benefits life insurance can provide to you and your family.

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Statements on this web site as to policies and coverages provide general information only. This information is not an offer to sell insurance.  Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site or otherwise, e-mail, voice mail or facsimile. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed agent. Any proposal of insurance we may present to you will be based upon the information you provide to us via this online form/application and/or in other communications with us. Please contact our office at 541.882.5555 to discuss specific coverage details and your insurance needs. All coverages are subject to the terms, conditions and exclusions of the actual policy issued. Not all policies or coverages are available in every state. Information provided on this site does not constitute professional advice; if you have legal, tax or financial planning questions, you should contact an appropriate professional. Any hypertext links to other sites are provided as a convenience only; we have no control over those sites and do not endorse or guarantee any information provided by those sites.


SECURITIES DISCLAIMER
Securities offered through Securities America Inc., Member 
FINRA / SIPC. Advisory services offered through Securities America Advisors, Inc. James Hurst, Investment Advisor Representative. Klamath Insurance Center, Inc. and Klamath Financial Group and the Securities America Companies are not affiliated.
Securities America and its representatives do not provide tax or legal advice; therefore, it is important to coordinate with your tax or legal advisor regarding your specific situation.
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