Klamath Insurance Center, Inc Blog
Universal life insurance and whole life insurance both belong in the category of permanent life insurance. These policies give the insured lifetime coverage. But, you will get cash surrender value upon the cancellation of your permanent life insurance, for example, you decide to stop your contract during an emergency.
You may also apply for a loan on your policy by borrowing from your cash value. This is why many people also refer to permanent life as cash-value insurance.
Now, learn the difference between universal life and whole life insurance:
When you reach the late stage of life — being a senior citizen, some questions begin to exist in your mind. How would you be able to support your family when you leave your company? Would you be still happy and contented with what you have saved? For clarification, here are informative things that you must know when you reach old age:
Life insurance is one, if not the most significant investment you can get for yourself and your family. It can protect your loved ones in the long run. Moreover, it can give you peace of mind of whatever expected that is yet to come.
Shopping for a policy is not easy. You must ponder on many things before finally deciding. Sometimes, you also have to look over different plans and packages to know what will suit your needs and current requirements.
If it is your first-time getting life insurance, here are the important points you need to think about initially:
People in their thirties seem to lose some of the sparks that come with youth. It is fear that limits them from discovering their full potential. Stop falling in this trap and consider these tips.
The key to contentment is happiness. You choose to be satisfied when you find pleasure in what you already have instead of wishing you have something else. Eventually, being happy with what you have is a matter of being grateful with the good things in your life instead of sulking about what you don’t have. Here are some tips on how to be happy.
This time, having a secured job is not enough to earn you money. Sometimes, you need to have an extra job to get that additional cash you need. Freelancing can help you in pursuing what you love to do without the need of resigning at your present position. Here are some guides to aid you to start freelancing.
We are all guilty of thinking that happiness is the ultimate purpose of life. Who does not like that, right? We all believe that as we go through this journey, we have to struggle and suffer somehow. It is for the sole reason that happiness will be worthwhile with all the hardships. But what if we lose this happiness along the way; would it mean that we lose our purpose, too?
Ever since we are young, we are already groomed to strive hard and be successful. Thus, we spent so much time and effort focusing on our studies, earning a degree, and even aiming for higher education and certifications.
People have different patterns and even definitions when it comes to success. Others prefer to stand out with their careers and follow their craft, others aim to start their own family, and some favors following their passions.
No matter what your definition or interpretation of success is, here are some tips you can follow to be able to reach for your dreams and goals in life:
Who doesn’t want a good life? Everything you have in this world is for nothing if you aren’t happy with your situation. Thankfully, there are many which can help you be on the road to a more comfortable life. Here are some of the best tips for you to keep in mind, for a better and fulfilled life.
Getting yourself motivated is a lot easier to say than actually to do. Many obstacles may come in life that can challenge your abilities and skills. In spite of it, you should know to look within yourself whenever life gets tough. In this way, you uplift your self to be able to move on, push through and do more things.
If you are in need of finding a way to stay motivated in life, here are some of the things you may want to try: